Explore the benefits of the BMO Credit Card: cashback rewards, low fees, and secure options for all your shopping and travel needs!
Request a card now and enjoy all the advantages and benefits
If you’re looking for a credit card that truly works for you, the MTB Credit Card is the perfect choice. More than just a way to pay, it offers cashback rewards, exclusive benefits, and financial freedom, making it easier to manage everyday expenses, make big purchases, or consolidate debt—all while keeping you secure.
With the MTB Credit Card, you earn 1.5% unlimited cashback on all purchases, with no restrictions or limits. Plus, when you spend $500 in the first 90 days, you’ll receive 10,000 bonus points ($100 value) to redeem as statement credits, travel rewards, gift cards, and more. There’s no complicated point system—just effortless rewards every time you spend.
If you need extra time to pay off a purchase or transfer a balance, the MTB offers a 0% APR for the first 12 billing cycles on both purchases and balance transfers, giving you financial breathing room.
Security is a top priority, and with built-in Zero Liability Protection, you’re never responsible for unauthorized charges. Real-time fraud alerts notify you instantly about suspicious activity, while contactless payment technology allows you to tap, pay, and go with ease, knowing your transactions are secure.
Managing your Credit Card is effortless with MTB Online & Mobile Banking. You can track spending in real time, make payments securely, and set up custom alerts to stay on top of your finances. Everything you need is at your fingertips, ensuring total control over your money.
More than just a credit card, the MTB is a smarter way to pay. With unlimited cashback, a 0% APR introductory period, no annual fees on select versions, advanced security features, and seamless mobile banking, it’s designed to offer convenience, security, and real savings.
To be approved, you generally need a good to excellent credit score (above 670). Other factors, such as credit history, income, and debt-to-income ratio, are also evaluated during the approval process.
Some versions of the MTB Credit Card have no annual fee, while others may have a fee depending on the account type. Additionally, the Annual Percentage Rate (APR) varies based on your credit profile. There are also fees for cash advances and balance transfers.
Yes! The card provides 1.5% unlimited cashback on all purchases, with no earning limits. New customers can also receive a 10,000 bonus points ($100 credit) after spending $500 within the first 90 days. These points can be redeemed for statement credits, travel, gift cards, and more.
The MTB Credit Card includes fraud protection and Zero Liability Protection, meaning you won’t be responsible for unauthorized purchases. The card also offers real-time notifications for suspicious activities and supports contactless payments with tap-to-pay technology.
You can apply for the MTB Credit Card online through the bank’s website or by visiting a physical branch. Once approved, you can manage your card through the mobile app or online banking, where you can track transactions, pay bills, and set up alerts for better financial control.
Monica is a finance news writer dedicated to translating the complex world of economics into clear and accessible information. With extensive experience in the financial market, she delivers up-to-date analyses, practical tips, and content that helps readers make more informed decisions about their money. Passionate about economics and communication, Monica bridges the gap between numbers and your financial reality.
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