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Many people wonder if their credit score is sufficient to get the card. The Discover it typically requires a good to excellent credit score, which means a score of 670 or higher is generally recommended.
People often ask how the 5% cashback categories work. These categories change each quarter, and customers need to manually activate them to receive the benefit. Additionally, there’s a spending cap per quarter, after which purchases earn 1% cashback.
Many ask if the card has hidden fees. The Discover it does not charge an annual fee or foreign transaction fees. However, there may be interest charges for those who don’t pay their balance in full each month.
People frequently ask about the Cashback Match. This benefit doubles all the cashback earned during the first year. However, the bonus is credited only at the end of the first year of card use.
Since Discover is not as widely accepted as Visa or Mastercard, many wonder about the card's international acceptance. The Discover it may not be accepted at all establishments outside the U.S., although it has partnerships with international networks like Diners Club.
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