Discover Student Credit Card




You can now submit your application for the card and experience the full range of benefits available.


Discover Student Credit Card Benefits

The Discover Student Credit Card offers a variety of advantages designed specifically to meet the financial needs of students. Here are some notable benefits that make this card a smart choice for those pursuing college or university education.

Cash Back Rewards and Everyday Expenses

Enjoy the convenience of earning cash back on your daily purchases. The Discover Student Credit Card typically provides cash back rewards, with fixed percentages for all purchases and higher percentages in specific categories. Additionally, Discover often matches all cash back earned at the end of the first year, providing even more savings.

No Annual Fee and Financial Accessibility

A significant advantage for students is the absence of an annual fee. This makes the Discover Card accessible to those with tighter budgets, allowing students to enjoy credit benefits without concerns about additional costs.

Educational Resources for Credit Building

Tools help students better understand and manage their credit, laying a solid foundation for long-term financial health.

Advanced Security and Card Control

Discover prioritizes user security. Advanced features such as fraud protection and the ability to quickly freeze or unfreeze the card in case of loss or theft ensure peace of mind for students and their parents.

Rewards for Exceptional Academic Performance

Dedicated students can be rewarded with the Discover Student Card. Maintaining high academic performance often results in additional rewards, encouraging not only responsible credit use but also academic success. Such rewards may include cashback bonuses, reduced interest rates, or credit limit increases, creating a more comprehensive incentive structure.

In summary, the Discover Student Credit Card not only provides credit access but also offers a range of benefits that make students’ financial journey safer, more accessible, and rewarding. These additional perks ensure that responsible financial habits and academic achievements are duly recognized and reinforced.


Frequently Asked Questions

What are the requirements for eligibility with the Discover It Student card?

To be eligible for the "Discover It Student" card, applicants typically need to be at least 18 years old, have a U.S. Social Security number, and be enrolled in a 2- or 4-year college or university. Approval may also require a positive credit history or a co-signer.

Does the Discover It Student card offer rewards or cash back?

Absolutely, the "Discover It Student" card usually provides cash back on everyday purchases. While the specifics may vary, there's typically a fixed percentage for all purchases, with higher percentages for specific categories. Additionally, Discover often matches all cash back earned at the end of the first year.

Is there an annual fee associated with the Discover It Student card?

No, the "Discover It Student" card generally does not come with an annual fee. However, it's recommended to carefully review the card's terms and conditions to check for any potential fees.

Can I establish a credit history using the Discover It Student card?

Certainly, using the "Discover It Student" card responsibly allows students to build a credit history. Discover usually reports to all three major credit bureaus, contributing to the creation of a positive credit profile.