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People often want to know what credit score is needed for approval, as well as any other criteria like minimum income and required credit history.
A common question is whether the selected Bank of America credit card has an annual fee, and if so, what the amount is.
Many ask how the cashback program operates, particularly regarding the 3% and 2% categories, whether there are limits to cashback earnings, and how they can redeem the rewards.
Aside from the annual fee, people often inquire about other fees associated with the card, such as the interest rates after the 0% APR period, balance transfer fees, and any late payment charges.
Another frequent question is about the extra benefits, such as travel insurance, purchase protection, or special programs like Preferred Rewards, and how these benefits add value to the card.
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